USA Energy
+1 (855) 328-8008
★ Trusted by 11,000+ businesses
What’s on your commercial energy bill.

A commercial bill isn’t one charge — it’s four. Knowing which part is shoppable is the difference between overpaying and locking a lower rate. Here’s the whole thing, line by line.

Have us read your bill (free) ↗
26+
Suppliers we make compete
11,000+
Businesses served
$200M+
Saved for our clients
A few of the 26+ suppliers we make compete for you
Direct Energy
Freepoint Energy
Gexa Energy
AEP Energy
SFE Energy
NextEra Energy
Homefield Energy
Dynegy
Hudson Energy
Vistra Energy
Nordic Energy
TXU Energy
Champion Energy
Smartest Energy
Constellation
Indra Energy
Engie
Nordic
Sprague
Gas South
Tiger Natural Gas
NRG
Green Mountain Energy
Infinity Energy
Energy Harbor
Washington Gas
Direct Energy
Freepoint Energy
Gexa Energy
AEP Energy
SFE Energy
NextEra Energy
Homefield Energy
Dynegy
Hudson Energy
Vistra Energy
Nordic Energy
TXU Energy
Champion Energy
Smartest Energy
Constellation
Indra Energy
Engie
Nordic
Sprague
Gas South
Tiger Natural Gas
NRG
Green Mountain Energy
Infinity Energy
Energy Harbor
Washington Gas

The breakdown

Four parts of every commercial bill

Rough share of a typical commercial electricity bill. The exact mix shifts with your size and usage — but only one slice is competitive.

Supply / energy — shoppable Delivery — regulated Demand charges Taxes & fees
Supply 50–60%
Delivery 20–25%
Demand 15–20%
Tax

1. Supply (energy)

50–60% of the bill

The per-kWh cost of the power you consume. In deregulated states this is the part you can shop — and the only part we quote on.

Shoppable

2. Delivery (T&D)

20–25% of the bill

The regulated cost of moving power to your building. Same for every supplier, set by the utility commission.

Regulated

3. Demand charges

15–20% — up to 70% for large accounts

Based on your peak kW draw, not total usage. Load-shifting and staggering equipment are the ways to cut it.

Manage your peak

4. Load factor

The lever behind your rate

How steadily you use power (kWh ÷ peak kW × hours). A higher load factor makes your account cheaper to serve — and wins lower bids.

Target 60%+

The point

  • Only the supply charge is competitive — and it’s more than half your bill.
  • Delivery and taxes are regulated; no broker can change them (be wary of anyone who claims otherwise).
  • Demand charges can dominate a large bill — managing your peak matters as much as your rate.
  • A higher load factor earns you better pricing when suppliers bid.

Common questions

Reading the line items

The per-kWh cost of the electricity your business actually uses. In a deregulated market this is the competitive, shoppable portion — typically 50–60% of the total. It’s the number a competitive bid can lower, and the only part USA Energy quotes on.
The regulated cost of moving power over the grid to your building — poles, wires, substations and meters. Set by your state’s utility commission, delivery charges are the same no matter which supplier you choose, so they can’t be shopped.
A demand charge is based on your single highest power draw (in kW) during any 15- or 30-minute window in the billing period — not your total usage. For larger accounts it can be 30–70% of the bill. Staggering equipment start-ups, load-shifting, or battery storage are the main ways to cut it.
Load factor is how evenly you use power: total kWh ÷ (peak kW × hours). A steady user (say a data center at 80–90%) is cheaper to serve than a spiky one (a seasonal venue at 30%), so a higher load factor earns lower negotiated rates. It’s one of the levers we use when bidding your account.
The supply charge, through competitive bidding, and indirectly your demand costs by structuring the right product for your usage. Delivery and taxes are regulated and fixed. Because supply is where the savings live, one recent bill is all we need to show you a real number.

Not sure what you’re paying for?

Send us one recent bill. We’ll show you exactly which charges are shoppable and what a fixed supply rate could save — free, no obligation.

Get a Free Rate Analysis ↗